2020. 2. 29. 14:37ㆍ카테고리 없음
Managed accounts and both represent actively managed portfolios or pools of money that invest over a variety of assets—or asset classes. Technically, a mutual fund is a type of managed account.
The will hire a money manager to look after investments in the fund's portfolio. This manager may alter the fund's holdings per the fund's objectives. When mutual funds began to be, they were touted as a way for the 'little guy'—i.e., small retail investor—to experience and benefit from professional money management. Previously, a service available only to high-net-worth individuals. With a managed account, the investor allocates funds, and the manager purchases and places physical shares of securities into the account portfolio.
Average Fees For Managed Accounts
The account holder owns the securities and may direct the manager to trade them as desired. In contrast, mutual funds are classified by investors’ risk tolerance and the funds’ investment objectives, not by individual preferences. Also, investors purchasing shares of a mutual fund own a percentage of the value of the fund, not the fund itself or the actual assets in the fund.